Going for a cruise holiday is a beautiful way to relax and enjoy the spectacular ocean scenery as you sail away. As this type of trip is so unique, it needs a specific kind of travel insurance plan. 

Many get confused to what actually a cruise cover means – cruise insurance plan is a specific kind of travel insurance policy which covers some particular activities and risks connected with a cruise vacation. Say for example, a cruise insurance plan you choose might cover itinerary changes, missed departures, lost luggage, cancellation cover, where your normal travel insurance policy would not cover them.

A cruise cover is also referred as a ‘cruise pack’ as they are mostly an optional thing. Remember, before you sail away from the shores, it is quite beneficial to make sure that you are financially protected from any mis-happening by taking cruise insurance policy.

Information on comparing cruise cover with different travel insurance partners:

In order, to get the best cruise cover, it is very important to compare cruise cover with iSelect’s travel insurance partners. Whether you wish to go for an around-the-world cruise, or heading on a small cruise across Australian oceans, or sailing the seas of Europe, you can always compare the rates with various insurance providers, offering a huge range of travel insurance plans to fit and match your requirements. 

You can even filter your level of insurance cover, policy gains as well as excess amount to find a cruise cover in just few minutes of research. You should know the things which are included in your cruise cover, when choosing the best travel insurance policy.

Things that your travel insurance policy for a cruise will include:

• Any medical evacuation if required at sea
• Overseas hospital and medical expenses
• All sorts of rescheduling fees and trip delays
• If there is a cabin confinement due to some sickness
• Damaged, lost or stolen luggage and or personal belongings
• 24/7 emergency assistance
• If you miss any cruise departures
• If missed any pre-paid shore or sight-seeing excursions
• Covers cancellation price for pre-paid travel arrangements

Note that terms, conditions exclusions and limits do apply.

Points to consider before choosing cruise cover insurance policy:

You can choose from basic to mid-range to a comprehensive cover, you do have several options when it comes to selecting the best cruise insurance. When you start your search, these are few key points to remember:

• Basic vs. Comprehensive insurance cover

The best part of Comprehensive policy is that it offers travel insurance for a long list of travel emergencies, unlike basic cover.

• Various sporting activities

If you are a lover of all kinds of water activities like water-skiing, parasailing or scuba-diving during your cruise, check whether these activities are covered in your policy or you need to pay any extra charges.

• Pre-existing medical conditions

There are some policies, which might cover you for certain pre-existing medical conditions, and some might not. Therefore, read your policy carefully.

Compare cruise cover with iSelect’s travel insurance partners, as they work with several reputed and trusted insurance providers, who offer travelers a huge variety of travel insurance policies that suit your requirements.

Danny white